Kris is the heart behind Kris & Associates. As an Allstate agency owner, she's built her business on one simple belief: everyone deserves coverage they can count on, explained in a way that actually makes sense. With years of experience and a genuine passion for helping families and individuals protect what matters most, Kris leads her team with integrity, warmth, and a commitment to making insurance stress-free.

Carlie is one of those people who genuinely lights up when she helps someone. As part of the Kris & Associates team, she takes the time to really listen — understanding what matters most to you and your family before anything else. Warm, approachable, and endlessly patient, Carlie makes the whole insurance process feel a lot less overwhelming. She's here to guide you, not just get you covered.

With over 25 years in the insurance industry, Virginia brings a depth of knowledge that's hard to match. She has spent her career helping individuals and families navigate their options with clarity and confidence — and she still approaches every conversation with the same care and curiosity she had on day one. Virginia is the kind of person who remembers your name, your situation, and what matters most to you. When you work with her, you're in very good hands.

Chris brings warmth and dedication to every client interaction. As our Customer Service Representative, he's your go-to for questions, policy updates, and making sure you always feel informed and supported. Chris believes that great insurance starts with great relationships — and he's committed to making yours a positive one.